Simply arrange a regular investment in selected funds during the promotion period using the ČSOB Smart mobile app or via the Investment Portal.

Throughout the life of the regular investment, you pay no fees. The promotion is valid from 1 July 2025 to 31 March 2026. For more details see the terms and conditions of the promotion.

For your new or increased regular investment, we will chip in with up to CZK 1,000 (2% of the amount by which your regular investment increases). All you have to do is stay active:

• Wire your salary or pension to our bank (at least CZK 15,000 per month)
• Make at least 5 card payments per month
• Are you 18–26 years old? In that case, all you need to do is have an account and pay by card.

For more details see the terms and conditions of the promotion.

To be eligible for our TOP rate, all you have to do is fulfil 3 conditions:

• Make at least 5 card payments per month
• Wire an income of at least CZK 15,000 per month to our bank
• Set aside a total of at least CZK 1,500 per month for investment, supplementary pension savings or building savings (CZK 4,000 for Premium clients)

If you are under 27, all you have to do is pay by card. No need to worry about your income or regular savings.

Under Savings with a Bonus, a child under 18 will be eligible for the TOP rate if you, as their legal guardian, fulfil all 3 conditions. I.e. you will pay by card, wire your income to us and regularly put money aside for investment, supplementary pension savings or building savings. A legal guardian who is under 27 merely has to pay by card.

The entitlement to this rate is assessed retroactively. This means that if you fulfil the conditions by, for example, the end of October, you will get a discounted interest rate from 6 November for the rest of November until 5 December.

For more information on the eligibility requirements for the Bonus and TOP rates, please visit www.csob.cz/uroky.