This promotional document is for reference only and cannot be construed as the provision of investment advice or of any other investment services, nor is it a draft agreement. The investment value can fluctuate, and the return is not guaranteed. Past returns or expected performance forecasts do not guarantee future returns and do not take into account fees and taxes. Taxation depends on the individual circumstances of each client. A specific investment instrument may not be suitable for every client in terms of the target market. Detailed information on a specific investment instrument, including information on fees and risks, can be found on the Complete investment offer page under the tab of the investment instrument in the section: Documents – Key Information Notice (in Czech), How the product score is determined (in Czech) and/or in the Prospectus/Statutes of the fund (in Czech or English), or in similar documents, depending on the type of investment instrument. Unlike traditional deposit products, investment instruments are not covered by the deposit insurance scheme.