You can divide your savings into two piles, which will add up at least CZK 60,000. You invest the same or larger pile in funds. The second stack remains in the savings account. When you need your money back quickly, you have it available for free the next day. You will receive the invested money within a few days.

Of course you can, but under different conditions. In Duo Profit, you get a better savings rate per year.

You can divide your savings into two piles, which add up at least CZK 10,000. You invest the same or larger pile funds. The second pile will remain on the term deposit. When you need your money back quickly, you have it available the next day, but for a  fee. You will receive the invested money within a few days.

Rate 6% p.a. the term deposit is valid for a maximum of CZK 1,000,000, the minimum amount is CZK 5,000.

The savings themselves are free of entry fees. If you make an early withdrawal from a term deposit, you will pay a fee of 1% of the amount withdrawn (min. CZK 50). In the investment part you pay a fee of min. 1% of the invested amount (even if you divide the money into several funds). Exceptions are the funds ČSOB Opatrný responsible, ČSOB Premium Opatrný responsible, ČSOB Odvážný responsible and ČSOB Premium Odvážný zodpovědný. If you only invest in them, the entry fee is 0.5%.

You can’t. The amount invested must always be equal to or higher than the amount in savings.