Click to pay

Fast payment with Click to Pay

Online shopping made easy and secure

  • New way for safe and fast online payments
  • No need to retype 16 numbers from your card
  • Recognizes your device without entering a password
  • Merchant does not have access to your card details
  • Activation in a few clicks in ČSOB Smart app

What you can count on with Click to Pay

Benefit 1

Security

Your card details are stored in encrypted form in Click to Pay. Just upload them via ČSOB Smart or manually via the websites of Visa and Mastercard.

Benefit 2

Simplicity

When paying online via Click to Pay, you don't have to log in anywhere and remember another password. It will recognise if you have paid using this method on your device already.

Benefit 3

Speed

No more searching for your card in your wallet and wasting time copying numbers. You can make purchases with Click to Pay in just a few clicks.

Benefit 4

Credibility

Shop online without the merchant getting your card information. Plus, the biggest card companies, Visa and Mastercard, are behind Click to Pay.

Mastercard: how to easily activate Click to Pay in ČSOB Smart

  1. Log in to ČSOB Smart and select the Cards tile in bottom menu.
  2. Click on the card you want to add to Click to Pay service. Select the Settings tab. At the bottom of the screen you will see a button to activate Click to Pay and proceed.
  3. Confirm that you want to add the card to Click to Pay and store it securely with your contact details with the card companies.
  4. You must confirm your request, for example via ČSOB Smart Key app.
  5. The app will redirect you to the Mastercard company's website. Check your contact details and edit them if necessary. Click Continue.
  6. If you choose “Remember Me in this browser”, next time Click to Pay will recognize you and make your payment even faster. Click Continue.
  7. There you go. You can pay with this card via Click to Pay. Click the button to go back to ČSOB Smart.
  8. If the Click to Pay payment method does not suit you anymore, you can deactivate it again for the selected card in the Settings tab.

Visa cards: how to easily activate Click to Pay in ČSOB Smart

  1. Log in to ČSOB Smart and select the Cards tile in bottom menu.
  2. Click on the card you want to pay with Click to Pay. Select the Settings tab. At the bottom of the screen you will see a button to activate Click to Pay and proceed.
  3. Confirm that you want to add the card to Click to Pay service and store it securely with your contact details with the card company.
  4. You need to confirm your request, for example via ČSOB Smart Key app.
  5. Check your contact details and amend them if necessary. Next time you won't have to re-enter them with the merchant.
  6. That's it. You can pay with this card via Click to Pay.
  7. If the Click to Pay payment method does not suit you anymore, you can deactivate it again for the selected card in the Settings tab.

 

TIP: If you don't have the ČSOB Smart mobile app yet, download it from Google Play or the AppStore and make your banking easier.

How to pay for purchases in a few clicks

Frequently asked questions

Where can I pay with Click to Pay?

You can use this secure digital wallet to shop online wherever you see the Click to Pay logo. Find you favourite one from the list of selected merchants using Click to Pay.

Does Click to Pay work in brick-and-mortar stores?

Unfortunately, no. This way you can pay easier only for your online purchases.

What cards can I upload to Click to Pay?

All the cards from us you use to pay. It doesn't matter if they're debit or credit.

How do I know if a Click to Pay payment method is secure?

Your card number is stored in encrypted form. So it's not possible to copy numbers or security codes from it. At the same time, you don't register anywhere, you don't store a password and the system can intelligently recognise you. If it's not sure, it will re-authenticate you with a one-time code that arrives by SMS or e-mail just to be sure.

How is it that I save time when I pay with Click to Pay?

If you choose Remember Me, the cookies in your device's browser will recognise that you have already paid via Click to Pay so you don't have to fill in all the details again. We recommend that you only turn this feature on if you don't share your mobile, tablet or computer with anyone.

At the same time, you can directly select a loaded card when making a purchase without having to copy all the numbers with the security code.

How can I edit my stored credit card details?

Update your personal and card details via the Visa or Mastercard websites. And, of course, you can change the delivery address during the purchase process in the e-shop.

What if I can't pay with Click to Pay?

If your merchant allows Click to Pay, make sure you have enabled online payment and have a sufficient available balance in your account. If everything is fine with you, contact the merchant or us to let us know that you have a problem with your payment.