Authorised Overdraft on Current Account

Authorised Overdraft on Current Account Have you had unexpected expenses? The CSOB Authorised Overdraft will cover any temporary lack of funds in your account.

Benefits

no need to be afraid of any failure of payments if you have not sufficient amounts,
money for unexpected expenses available,
interest is charged only if you draw the loan.

Get Acquainted

You may get an authorised overdraft to any CSOB personal account with the following parameters:

loan facility identical to double your net income which your current account is credited with,
settlement of a deficit within 6 months following the overdraft (after the debt payment the amount authorised to be overdrawn will be automatically renewed),
monthly turnover in the account at least in the amount of 50% of the loan facility,
interest rate according to actual rate tables.

Terms of Use

You are entitled to apply for an authorised overdraft

if you are at the age above 18 and you are a national in the CR, EU or EEA (Norway, Lichtenstein, Island) getting income in the CR,
if you have a CSOB konto or CSOB Aktivni konto established or establish one.

When submitting an authorised overdraft application you will also do as set out below:

give evidence of your income (or income of co-applicants as the case may be),
deliver 2 identity documents (identity card + e.g. driving license).

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