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CSOB Mortgage without Substantiating Income

A mortgage without having to prove your income makes it easier for you to get a loan. This option of not disclosing income is mainly used by businessmen.



Additional advantages compared to a CSOB Mortgage

  • You do not have to prove your income to get a mortgage, which is especially useful for those businessmen whose income recorded on their tax return is not sufficient for a mortgage under the standard terms and conditions.

Benefits of our mortgages

  • Our interest rates are guaranteed, not minimum,
  • You can select a guarantee of equal installments throughout the mortgage,
  • Construction or reconstruction does not have to be supported by invoices,
  • We use our experience and the certainty of one of the largest mortgage providers.

Get acquainted

  • We will lend you from CZK 200,000 for 5 to 40 years,
  • There is no maximum loan amount.

The mortgage can be used to:


  • purchase real estate for personal or co-operative use (inc. co-ownership share),
  • build a property,
  • reconstruct, modernize and repair real estate,
  • refinance former loans for housing purposes
  • combine the above inc. settling property

You can invest to acquire:


  • a family house,
  • a flat in private or co-operative property,
  • a building lot,
  • a cottage or country house,
  • non-residential premises, a block of flats, multi-purpose or administrative building,
  • property equipment (e.g. swimming pool, fireplace, fence, design, built-in and free-standing kitchen appliances).

Mortgage terms


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