Info linka  | PrintContacts CZ

You are here: Homepage  >  People  >  Accounts and payment system  >  Conditions for opening accounts

My CSOB

Click here to add this page
to your bookmarks.

ATM and branches

Zlin reigon Moravia-Silesian region South Moravia region Olomouc region The Capital of Prague Central Bohemia region Karlovarsky region Plzen region South Bohemia region Vysocina region Pardubice region Hradec Kralove region Liberec region Usti nad Labem region Mapa
more
Town/City or street

News

1Q 2012 financial results of the CSOB group
Net profit at CZK 4.0 bn: consistent business profitability, credit risk under control ...

A Deposit Card is a smart and cheap product for depositing sales income
From December 1, 2011 legal entities and private individuals – entrepreneurs can use ...

CSOB group reported net profit of CZK 8.9 bn In 9M 2011
In 9M 2011, CSOB group reported net profit of CZK 8.9 bn ...

A secured card is worthwhile, now you can get discounted purchases on the Internet
Each payment is confirmed by an SMS key which will be sent to your mobile telephone ...

Euromoney: CSOB is the bank of the year 2011
CSOB won the prestigious Euromoney 2011 Award for Excellence ...
more

Conditions for opening accounts

CSOB Account, CSOB Active Account and CSOB Exclusive Account

You can open the accounts if you are older then 18. Usually, all you have to do is to submit one document:


  • Czech citizen – ID card,
  • foreigner – passport (and possibly other documents if CSOB requires).

The minimum initial deposit is CZK 200. The exact amount of a permitted account overdraft depends on an assessment of your financial situation.



CSOB Student Account Plus

You can open the account if you are older than 15 and you can use its benefits until 28. All you have to do is to submit:


  • up to the age of 21 – ID card (Czech citizens) or a passport (foreigners),
  • from 21 years – a confirmation/proof of study either from higher vocational school or university, or a minimum 4 semester follow-up post-secondary or post-graduate study (high school student card, ID card or an index from which it is clear that the card/index holder is a full-time student) does not apply to language courses and languages schools.

The minimum initial deposit is CZK 200. A legal representative must be present if the account is being opened for a minor.


The document proving studies must always be submitted after reaching the age of 21 (or after the end of the school year when the account holder reached this age) and also after the end of the period which the account holder indicated as the presumed study time in the given type of secondary school, college or university.


Foreigners can open the account if they are regular students at a domestic secondary school, vocational college, college or university (or at least a 4-semester follow-up course or postgraduate course). The account is not available to foreign students in the Czech Republic for a short-term study visit.


A permitted account overdraft to the account depends on:


  • submitting the student’s book, ISIC card or identification card (paper confirmation of studies with the stamp of the school is not accepted)
  • the obligation to pay the drawn amount of credit at least once during 12 months after the date of the last repayment (i.e. when the balance in the account is positive or zero),
  • the final repayment of the drawn amount on the last day of the month when you reach 28.
 
© ČSOB, 2012 Contacts | Site Map | My CSOB | RSS channels