CSOB group is the leading player in Czech financial services industry. CSOB group is a part of the international bancassurance KBC group which is active in Belgium and the CEE region.
Combining the power of its retail brands – CSOB (banking, insurance, asset management, pension funds, leasing and factoring), the Postal Savings Bank (banking through postal distribution network), the Mortgage Bank and the CMSS (bank specialized for financing the housing needs) – CSOB group holds strong market positions in all segments of Czech financial market. CSOB group is a long-term number 1 in financing the housing needs, leasing and total assets under management.
CSOB group builds a strong, long-term partnership with each client, whether in personal and family finance, financing SMEs or corporate finance. CSOB group is a good listener who offers suitable solutions, rather than mere products.
| Basic facts on CSOB group |
31/12/2011 |
31/3/2012 |
| Total assets (CZK bn) |
936.6 |
944.5 |
| Loan portfolio (CZK bn) |
441.1 |
447.5 |
| Group deposits (CZK bn) |
611.6 |
611.3 |
| Loan to deposit ratio |
72.7 % |
72.6 % |
| Capital adequacy ratio |
15.5 % |
14.4 % |
Overview of the CSOB group
Main companies of the CSOB group
Strategy and goals of the CSOB group