Has your fridge broken down and you you don't have the money for a new one? Would you like to buy a new car or to go for a nice holiday? Do you wish to pay in shops without having to worry if you have enough money? Choose what you need from our offer of consumer credits, authorised overdrafts, and other loan products to overcome shortages of money.
Loan for Better Living
This loan is intended for private individuals who wish to purchase or modernise a house or flat. It is also suitable for those who cannot use the CSOB Mortgage or do not want to wait for the due date of a construction savings agreement.
Loan for Anything
This loan is intended for the purchase of electronics, consumer goods, car, simply for anything.
Credit Card
The credit card is both a payment tool and permanently available loan. It helps you when you have any ´extra´ money neither in your account nor in your purse and you would like to buy something for you or please somebody else. Buy now and pay the next month.
Authorised Overdraft on Current Account
Have you had unexpected expenses? The CSOB Authorised Overdraft will cover any temporary lack of funds in your account.
American Mortgage
The American mortgage is a non-purpose loan. Funds acquired can truly be used for anything, for example for housing, an investment in a foreign immovable, purchasing and automobiles, refinancing previously provided loans, were getting a business going. The credit is secured with a right of lien to real estate in the Czech Republic. It is intended for citizens of the Czech Republic and the European Union, or persons with permanent residence in the Czech Republic were older than 18 years of age.