CSOB Loan Insurance

By arranging this insurance the client insures his ability to repay financial obligations arising from contracts for one of the CSOB Loans. The insurance protects the client from financial complications that he or those close to him could face in the event of unexpected situations (inability to work, invalidity, death, or loss of employment).

Benefits

certainty of ability to repay credit payments or satisfy the principal balance on a loan in the event of an unexpected event arising through two product alternatives that differ in price and insurance coverage,
possibility of arranging the policy for up to 6 months after concluding a loan agreement,
possibility of changing between individual product options during the course of the insurance period according to the established terms and conditions:
- from option 2 to option 1 at any time,
- from option 1 to option 2 within six months of concluding a loan agreement
good price on insurance resulting from the amount of credit payments,
the insurance can be arranged without filling out any complicated questionnaires (such as health reports, medical examinations, etc), you need only meet the initial requirements for the insurance, which the insuree confirms by signing the policy.

Get Acquainted

The insurance allows you to arrange one of the following options:

Option 1- insurance for cases of death or full invalidity, insurance for cases of inability to work,
Option 2 - insurance for cases of death or full invalidity, insurance for cases of inability to work, insurance for cases of a loss of employment.

Terms of Use

For Option 1

age 18 – 60 years
correspondence address in the Czech Republic
insuree must have concluded a contract for a ČSOB Loan with a maximum credit limit of 1 000 000 CZK
the insuree must not have had a work disability during the last 12 months for more than 30 days (with the exception of fractures, pregnancy, the removal of an appendix or tonsils)

For Option 2

same as option 1 (see above)
the insuree must have permanent employment or have a permanent job with public services and cannot have made or received notice of termination of employment or public services, or have concluded an agreement with his employer on terminating employment, and may not be in a trial period.

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