CSOB Pension insurance
Don’t want to leave your future security up to fate? Are you looking for an advantageous and safe form of saving with state benefits? You want to save on income tax? Would you like to save with a contribution from your employer? Opt for the CSOB Pension Fund Stabilita.
Advantages
We offer you a unique advantage in the possibility of selecting from two different investment strategies for supplementary pension insurance for:
Standard benefits of supplementary pension insurance:
- state contribution of up to 150 CZK per month (up to 1 800 CZK per annum),
- tax relief of up to 1 800 CZK per annum,
- increased appreciation of deposited funds as opposed to time deposits,
- safely deposited investments with state supervision,
- possibility of receiving employer contributions,
- possibility of extra deposits and choice of payment frequency (monthly, quarterly, etc).
Tax benefits of supplementary pension insurance:
- possibility of decreasing the income tax base by up to 12 000 CZK per annum,
- when used with life insurance by up to 24 000 CZK per annum,
- employees do not pay income tax on employer contributions in the amount of up to 5% of the basis of assessment,
- the OPTIMUM programme ensure optimisation of your state benefits and tax relief.
Other benefits of supplementary pension insurance:
- 5% discount off of insurance at CSOB Pojistovna - insurance for households, houses, and recreational buildings,
- 7% discount on trips with the travel agency CEDOK,
- the OPTIMUM programme ensure optimisation of your state benefits and tax relief.
Get acquainted
What makes the CSOB Pension Fund Stabilita different?
- a conservative investment strategy focused on stable annual appreciation of funds in a shorter-term horizon,
- elimination of investment risks,
- it is the fourth largest provider of supplementary pension insurance in the Czech Republic (managing the finances of nearly 730 000 clients),
- is suitable for clients under the age of 45 who give precedence to stable revenue, and who appreciate the stability of a large fund and a shorter term of saving.
Forms of using finances saved in supplementary pension insurance:
- pension - old age, retirement, disability,
- one-time settlement,
- severance payment - for users,
- survivor benefits - for closely affiliated persons
Where can you sign a supplementary pension insurance policy?
- all CSOB branches, CSOB Pojistovna and Postovni sporitelna business points, commercial representatives of Ceskomoravska Stavebni Sporitelna and co-operating funds offer free consultation and sale services,
- we also offer you CSOB Pension Fund Stabilita services at all Ceska Posta post offices.