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Supplementary Pension Insurance for Natural Persons

The Pension Funds Progres and Stabilita are intended for natural persons order than 18 years of age with permanent residence in the Czech Republic or residence in another EU member state who are participants in old age insurance or public health care in the Czech Republic.

 


Benefits

  • State benefits of up to 150 CZK per month,
  • Tax relief of up to 1 800 CZK per annum,
  • Employer contributions not taxed if they do not exceed 5% of the gross wage,
  • Contributions are exempt from social security and health insurance payments,
  • Deferral of tax on yields, or employer contributions, until funds are paid out,
  • Claim to a share in the yield of the fund management,
  • You yourself said the deadlines and method of payment in the application for the payment of the benefit,
  • Possibility of getting the most out of tax benefits and state benefits through the OPTIMUM (Stabilita Fund) and KOMFORT (Progres Fund).

 

Get acquainted

Supplementary pension insurance benefits with state benefits in accordance with act 42/1994 Coll. (as amended) is a long-term type of investment product with secure and permanent appreciation. You funds are effectively appreciated by state benefits, shares in the yield of the management of pension fund, and possibly by an employer contribution, so the final amount is often many times greater than the funds that you have invested yourself.


In the case of the Pension-Fund Stabilita for example, the participants' funds are fully secured by securities with state guarantees. They are intended for anyone who has their mind on a contented future and the wants to retain their independence and standard of living in retirement.


Within the scope of the product:


  • You do not pay any fees for services or consultation,
  • We will arrange a contract, manage your account, send account statements (once annually) and confirmation for tax purposes free of charge,
  • We will modify (amend) your contract free of charge.

 

Terms of use

  • 18 years of age with permanent residence in the Czech Republic or residence in another EU member state (if you are a participant in old age insurance or public health care in the Czech Republic) and conclusion of a written contract for supplementary pension insurance with the pension-fund.
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