Do you want to live in your own house and don’t know where to get the money? Are you going to build a house or reconstruct a flat?
Choose what you need from our offer of mortgage loans, other loan products and development projects to get your own house or flat, to reconstruct a house or flat, or to furnish your household.
Mortgage
We know that it is not easy to buy your own home, so we have put together a carefree CSOB Mortgage for you - everything will be arranged quickly and without unnecessary paperwork.
Mortgage without Substantiating Income
A mortgage without having to prove your income makes it easier for you to get a loan. This option of not disclosing income is mainly used by businessmen.
Pre Mortgage Loan
You can use the loan to purchase real estate that initially cannot be financed by a CSOB Mortgage because it cannot be pledged (e.g. housing stock privatization, purchasing a cooperative house or apartments in a development project).
American Mortgage
An American Mortgage is a non-purpose loan secured by a lien on real estate. The funds can be used for any purpose, such as housing, investing in real estate abroad, buying a car or refinancing current loans.
Mortgage with a guaranteed amount of repayment
This mortgage gives you equal installments throughout its duration. Services and products are becoming more expensive, however, you can be sure that your installments will not increase throughout the loan repayment period, which will make it easier for you to plan your future expenses.
Insurance to Mortgages
Now you can arrange loan insurance to all CSOB Mortgages for the case of death, permanent disability and newly also for the case of inability to work and loss of employment. Insurance can be used by citizens older than 18 years with permanent residence in the Czech Republic.
Loan for Better Living
The loan is for private individuals who want to reconstruct or modernise their housing but do not have sufficient funds. The new CSOB Loan for Better Living will enable you to carry out the renovation first and then provide the respective documents (invoices, contracts etc.) later.
Partner in Developers Projects
A comprehensive offer and simple solution intended for citizens looking for residence in a flat or family home. We will not only help you finance your removable but also select it.