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CSOB Pre Mortgage Loan

You can use the loan to purchase real estate that initially cannot be financed by a CSOB Mortgage because it cannot be pledged (e.g. housing stock privatization, purchasing a cooperative house or apartments in a development project).



Additional advantages compared to a CSOB Mortgage

  • Processing a loan concurrently with a CSOB Mortgage, subsequently the loan will be re-financed by a CSOB Mortgage,
  • You will only pay interest during the loan period.

Benefits of our CSOB Mortgage

  • Our interest rates are guaranteed, not minimum,
  • You can select a guarantee of equal installments throughout the mortgage,
  • Construction or reconstruction does not have to be supported by invoices,
  • We use our experience and the certainty of one of the largest mortgage providers.

Get acquainted

  • We will lend you from CZK 200,000
  • The loan is repayable within a year at the latest, after a year the loan is re-financed by a standard CSOB Mortgage.

The mortgage can be used to:


  • privatize municipal flats,
  • purchase a building lot from the municipality,
  • purchase property if company property is (housing units, family houses) privatized,
  • purchase flats and family houses within developers´projects,
  • purchase co-operative flats without having to use private property as security,
  • build modern housing (prefabricated houses, wooden constructions, panel systems),
  • purchase real estate in an auction,
  • temporarily increase your resources while building a property,

Mortgage terms:

  • If you are over 18 years and will not be 70 on the final due date,
  • If at least one of the applicants becomes the owner of the property bought with the loan,
  • Arranging a CSOB Mortgage Loan by which the bridging loan will be refinanced,
  • Other mortgage terms.
 
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