Approximate overview of methods of substantiating income when applying for a loan:
| Substantiating income of a client in an employment relationship |
| Income | Method of substantiation |
| Clients whose income has been remitted in a ČSOB account for at least 3 months | In this case, no additional documents are required |
| Routed into another bank | Confirmation of income provided by the employer  (113 kB) (on the average amount for the last three months) + last statement from the account where the income is sent. |
| Paid in cash | Confirmation of income provided by the employer (113 kB) + last three payment slips + most recent up-to-date document on some of the regular household expenses of the applicant and co-applicant SIPO, TELECOM). |
| Substantiating income from activities dependent on multiple employers |
| Tax returns on the income of natural persons (copy) for the last full calendar year + confirmation of payment of taxes. |
| Substantiating income from entrepreneurial activity (independent gainful activity) |
| Tax returns on the income of natural persons (copy) for the last full calendar year + confirmation of payment of taxes + affidavit of freedom from indebtedness towards the financial office and CSSZ |
You may receive a complete list of the methods of substantiating income from the workers of
CSOB branches.