CSOB Mortgage – Insurance for Buildings, Structures, and Apartments

Insurance for buildings, structures, and residences, that covers the results of natural disasters, theft or vandalism to the insured property.

Benefits

insurance for a new price - in the event of an insured event you will receive indemnity in the amount of prices that are up-to-date at the time of the insurance event,
insurance for houses, recreational buildings, flats, and structures (incomplete and complete),
possibility of indexing insurance amounts and insurance premiums according to the average annual index of construction work - no danger of underinsurance of an immovable,
special insurance premium prices,
possibility of arranging other insurance in addition to immovable insurance:
- flooding and inundation,
- theft and vandalism,
- liability for damages from tenancy,
- citizens’ liability for damages.

Subject of insurance:

immovable items at the insured location,
movable items - construction material for preparing or reconstructing buildings or flats.

The main insurance includes:

fire, lightning, explosion, airplane crash,
windstorms, hail, earthquakes, car crash, short circuit and overvoltage damages on electromotors,
falling trees or poles, heavy snowfalls or frost,
smoke, supersonic waves, landslides and avalanches, falling rocks,
water damages,
theft, vandalism,
basic assistance services.

Basic assistance services

information and advisory service - how to proceed in the event of an occurrence of loss, assistance in reporting occurrences of loss to the insurer,
organisation and payment of other services,
- technician sent to the location of the insurance event,
- opening doors to buildings or flats when keys have been locked in up to 1.800,000 CZK.

The insurance is concluded along with a CSOB Mortgage and cannot be arranged separately.