CSOB Single Life Insurance Maximal Invest

Price-List-for-Private-Persons.aspxInsurance both for Czech residents and foreigners from 18 to 91 years. This is a unique combined investment and insurance protection program.

Benefits

The product gives a good long-term return on the invested funds. Its other strong points are:

guaranteed fixed revenue 16,73% (3,05% yearly),
funds available after the first year of insurance, if required,
basic life risks covered for free,
option of the justified person (heir), who will be paid the insured sum without deduction of withholding and inheritance tax,
can be set up without a medical check-up or questionnaire.

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Insured events:

if a death occurs in the first year of savings we will pay the respective amount saved without any deduction of withholding tax but at least the amount you have deposited,
if death disability occurs after an accident at any time during the savings period we will pay the amount saved plus a bonus identical to your deposit (the bonus will not exceed CZK 500,000).

Other characteristics:

minimum lump sum deposit of CZK 30 000,-
fixed saving period is 5 years and 1 month, fixed end of saving is April 29th, 2016

The value of the capital will rise depending on:

development of the value of the basket of shares in portfolio,
guaranteed fixed revenue 16,73%
fees (see Price List),

Terms and Conditions

You can use this product if you are a Czech resident or a foreigner aged from 18 to 91 years.

Other conditions:

presenting identity card (Czech residents) or a passport (foreigners),
making the deposit after signing a draft of insurance contract.

You do not need to open a current or other account at CSOB or the Postal Savings Bank (Postovni sporitelna) to set up this product. This program is sold between February 1st and February 28ht, 2011

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