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Supplementary Pension Insurance for Legal Entities and Entrepreneurs

The Pension Fund Stabilita is intended for businesses, entrepreneurs, towns, municipalities, regional offices, housing co-operatives, non-profit organisations, and non-residents.

 


Benefits

  • Maintaining and motivating high-quality employees (the employer contribution is a significant part of the social programmes),
  • Possibility of contributions on behalf of participants or partial contributions being paid by the employer,
  • Tax recognition of provided contributions for the employer in the amount of up to 3 % of the employee's annual basis of assessment for social and health insurance,
  • Increased employee income in the form of contributions to supplementary pension insurance is more advantageous for employers in terms of costs and taxes and increasing the gross wage,
  • Can be used as motivation through the programme for employers,
  • Comprehensive solution of issue,
  • Individual approach and consultation on the creation of company directives,
  • Possibility of concluding contracts and amendments at the partner's place of business

 

Get acquainted

The employer can pay the contribution or partial contribution on behalf of the participant to the pension-fund, for example from funds for cultural and social needs (if the employer has created any) Employer contributions a significant part of employers' programmes for caring for their employees, which is supported by several legal regulations - act no. 42/1994 Coll. On supplementary pension insurance with state benefits, act no. 586/1992 Coll., on income tax (both as amended), and notice no. 310/1995 Coll., on FKSP

Supplementary pension insurance is a long-term type of investment product with secure and permanent appreciation that is a significant benefit to the standard of living in retirement age.


Within the scope of the product:


  • You do not pay any fees for services or consultation,
  • We will arrange a contract, manage your account, send account statements (once annually) and confirmation for tax purposes free of charge,
  • We will modify (amend) your contract free of charge.

 

Terms of use

  • 18 years of age with permanent residence in the Czech Republic or residence in another EU member state (if you are a participant in old age insurance or public health care in the Czech Republic) and conclusion of a written contract for supplementary pension insurance with the pension-fund.
  • Employers have the opportunity to conclude a co-operation agreement with the CSOB Pension Fund Stabilita – for getting employee benefits from the above-average offer (CSOB Motivation Programme for Employers).
 
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