Choose what you need for getting over lack of money from our offer of company credits, permitted overdraft and other loan products.
Authorised Overdraft on Accounts
This loan is intended for businesses and entrepreneurs to need to temporarily overcome a difference between income and expenses using agreed financial reserves on the account.
Bank Overdraft
This loan is intended for entrepreneurs and businesses to cover temporary shortages of funds. You can use the overdraft in crowns or in select foreign currencies. CSOB does not check the purpose of the withdrawn funds.
A Credit Card for Entrepreneurs
A credit card with a CZK credit limit is designed for natural persons engaged in business and legal entities who like to have a financial reserve regardless of the condition of their corporate finance or who temporarily need to bridge the difference between their company’s income and expenses. It is used similarly to a payment card, the difference is that you save your corporate finance and draw the bank’s money without having to document the purpose.
Revolving Loan
This loan is intended for entrepreneurs and businesses who need sufficient funds to finance operational needs. The subject of financing are current assets, primarily solvent receivables, or additionally even stock. In light of the purpose of the loan being monitored, it is provided as a regulated limit. You can use the overdraft in Czech crowns or in select foreign currencies.
Small Loan for Entrepreneurs
A loan for a specified purpose to finance investments from CZK 50,000 up to CZK 8 million over as many as 15 years. You can use it to purchase new manufacturing equipment and technology, office equipment, extend warehouses and your car fleet, repair buildings or purchase land.
Fast Business Loan
A loan without having to prove the purpose with maturity up to 5 years to finance business investment needs from CZK 50,000 to CZK 1.5 million. You can use it to purchase new equipment for your office, plant or shop.
Special Purpose Loan
This loan is intended for entrepreneurs and businesses to finance precisely determined needs (primarily of an investment nature). You can use it in crowns or in select foreign currencies.
Promise of Credit
Promises of credit are intended for individuals - entrepreneurs and legal entities. They are suitable for clients who are participating in public tenders, selection procedures, where sufficient financial coverage for the project must be substantiated.
Issued Guarantees
We generate issued guarantees intended for entrepreneurs and companies at your request to secure obligations to the credit of domestic and foreign authorised entities. The most frequently used security instrument which decreases business risk.
Collections and Letters of Credit
Payment instruments for secure trading and minimisation of business risks.
Special Loans
CSOB – Programme for Co-financing Projects Supported from EU Funds
After the accession of the Czech Republic to the EU, many entities gained the possibility of drawing subsidies from EU structural funds, presenting an interesting opportunity for development in the 2007 to 2013 period.