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Printed Forms of Private Cheques Provided by CSOB to Current Accounts

Instruments intended for private individuals, private individuals-entrepreneurs and legal entities for cashless payment of their financial obligations or withdrawals.

Benefits

You are always solvent, even if you do not have the necessary cash with you,
You can pay the amounts due from you without having to go to the bank,
Until the cheque is submitted to CSOB the cheque amount bears interest in your account,
If the cheque holder submits a personal cheque drawn in accordance with the "Terms and Conditions of Personal Cheques" to a CSOB branch, the cheque will be encashed immediately under the standard terms and conditions,
If the right to dispose of the client’s account is not granted to one person, the personal cheque is among ordinary ways how to withdraw cash from an account. (CSOB will enable a person(s) authorised to dispose of the account who have no separate authorisation to dispose of the account to withdraw cash particularly against presentation of a private cheque while a third person may withdraw cash exclusively against presentation of a private cheque drawn by the Account Holder to the order of a private individual – recipient.)

Get Acquainted

A cheque is a payment order by which the cheque drawer gives his instruction to the drawee to pay the cheque amount to the person to whose order it is drawn or to the bearer. It is a security the essentials of which are stipulated in law.

Validity of cheque (the day that the cheque is issued is not counted - see bill of exchange and cheque act no. 191/1950 Coll.):

the cheque is issued and payable in the same country and must be presented for payment within eight days of the date of issue,
in different countries on the same continent, within 20 days,
in different continents, the term of submission is within 70 days,

CSOB (the drawee) issues to its clients the desired number of printed cheque forms to current accounts denominated in Czech crowns or foreign currencies on the basis of a “Private Cheque Form Application.“

The cheque drawer (account holder)

fills out personal cheque forms according to his needs in the amount not exceeding the available balance in the account to which the cheque forms were issued,
draws personal cheques to pay the amount thereon to a recipient or withdraw cash from his account.

collection of cheques payable in another financial institution is made only for clients holding an account at CSOB,
cheques payable at CSOB presented by occasional clients are also encashed.

Terms of Use

CSOB private cheque forms are issued to private individuals, private individuals-entrepreneurs and legal entities who have established a current account with us.

The principles for the issuance of CSOB private cheque forms and acceptance of cheques drawn on these forms are stipulated in the Terms and Conditions of Private Cheques and the Terms and Conditions for Drawing and Acceptance of Cheques at CSOB.

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