Info linka 30. 07. 2010 08:13:37 Name day: Bořivoj  | PrintWrite us CZ

You are here: Homepage  >  Business  >  Sme  >  Accounts and payment system  >  Export Bills of Exchange

My CSOB

Click here to add this page
to your bookmarks.

Related products

ATM and branches

Zlin reigon Moravia-Silesian region South Moravia region Olomouc region The Capital of Prague Central Bohemia region Karlovarsky region Plzen region South Bohemia region Vysocina region Pardubice region Hradec Kralove region Liberec region Usti nad Labem region Mapa
more
Town/City or street

News

CSOB group reported a net profit for 1Q 2010 of CZK 3.880 bn
CSOB group reported a net profit for 1Q 2010 of CZK 3.880 bn. Underlying profit (i. e. excluding one-off items) grew by 9% Y/Y to CZK 3.615 bn.

PIN to payment cards to be changed in ATM
We would like to inform you that beginning August 1, 2008 you may change your PIN ...

PaySec – a new manner of making internet payments
PaySec is a new payment system, which makes internet-based purchases quicker and simpler ...

CSOB awarded Best Trade Finance for 2008 in the Czech Republic
According to the prestigious economic magazine Global Finance, CSOB is the best provider of financial services for international trade ...

Export Bills of Exchange

Payment instruments intended for entrepreneurs and companies for cashless payment of the obligations of a debtor towards a creditor.

 


Benefits

  • You are more competitive, instead of immediate payment of the liability of a debtor you can provide him with credit after verifying his solvency,
  • You can sell the bill of exchange to a new acquirer in the form of
    • a discount under terms and conditions arranged beforehand with the bank at which you keep your account,
    • or a forfait under terms and conditions arranged beforehand with the bank or forfaiting company,
  • It is easier (and with direct payments) to exact one's rights from the bill of exchange by filing a lawsuit in the country where the bill is payable.

 

Get Acquainted

Foreign bills of exchange

  • The unconditional order of an issuer (creditor) to a drawee (debtor) to pay a certain financial sum on a certain day and at a certain place to an authorised person (with the authorised person generally being the issuer himself, occasionally another person),
  • Sample bill of exchange   (31,8 kb) - attached sample with no legal obligation on the part of the bank whatsoever.
Promissory note

  • An obligation of the issuer (debtor), with which he promises to pay an agreed financial sum to an authorised person on a certain day and at a certain location,
  • Sample promissory note   (43,5 kb) - attached sample with no legal obligation on the part of the bank whatsoever.

This is a payment and a credit instrument of a long-term nature defined in its essential particulars by law (Bill of Exchange and Cheques Act No. 191/50 Coll. - for is issued in the Czech Republic):

At the request of the creditor we will:

  • take care of accepting bills of exchange from debtors in other countries,
  • take care of collections of bills of exchange,
  • handle protest bills of exchange, should the debtor failed to pay,
  • handle the replacement/exchange of the bill(s) of exchange for new ones,
  • handle the issue of bills of exchange to debtors freely without payment,
  • we provide advisory services prior to the conclusion of a deal and during the deal itself.

 

Terms of Use

Foreign bills of exchange are issued by a creditor/supplier upon agreement between the creditor and the debtor to be accepted by the debtor. Acceptance is handled by the debtor himself or he can use bank services. The customer/letter can have a promissory note issued to the credit of the supplier and send/give it to them.

Bills of exchange issued in the Czech Republic must have all of the essential particulars set forth by the Bill of Exchange and Cheque Act no. 191/50 Coll. If the note is issued in countries that are signatories to the Geneva Convention, it should include similar particulars. When issuing a bill of exchange we can provide the client with expert consultation.

 
© ČSOB, 2010 Site Map | My CSOB | RSS channels