The account is intended for entrepreneurs and small businesses with registered office or place of business in the Czech Republic. The account covers the basic needs of entrepreneurs in the area of banking and financial services. It is suitable for companies making occasional payments. The account provides for an effective and safe interconnection of book-keeping to transactions on bank accounts.

Benefits

You may make up to 30 electronic domestic payment transactions per month free of charge (including standing payment orders). Other benefits are:

15 incoming domestic payments free of charge,
access to money 24 hours a day,
payment card insured against loss and theft – free of charge,
availability of permitted account overdraft,
an overview of all transactions on the account via e–mail or SMS messages.

Get Acquainted

As a standard, the account offers:

CZK-denominated current account through which you may make payments by way of single and standing orders for payment/collection and SIPO payments,
electronic account statements with monthly or weekly frequency or after any transaction on the account (according to the client’s choice); sending account statements by post for an extra fee added to the basic price of the account,
international payment card VISA Classic with insurance against loss and theft in variant Basic (insurance limit CZK 15,000),
consultations, verification of documents and assessment of application for the provision of permitted account overdraft,
CSOB Electronic banking to operate the account through a personal computer or a phone:
- CSOB Linka 24 – operation of the account through a traditional or mobile phone,
- CSOB Mobil 24 – operation of the account through an easy-to-operate menu on the display of your mobile phone,
- CSOB Internetbanking 24 – operation of the account from any PC connected to the Internet without having to install any applications (secure access is secured through a chip card or an SMS key),
- CSOB BusinessBanking 24 Online - operation of the account from a PC connected to the Internet without having to install any applications,
- Variant: CSOB BusinessBanking 24 - for an advantaged extra fee (with annual renewal of the security certificate) - operation of the account from any PC connected to the Internet. The service contains two applications – Internet-based application (on-line regime) and a programme installed in the client’s PC (off-line regime),
- CSOB Info 24 – free of charge, unlimited number of e-mail messages on all transactions on the account and on payments made with the payment card, 10 SMS messages on transactions on the account and 10 SMS messages on operations with the payment card,
- issue of a commercial or qualified certificate for CSOB Electronic banking and its standard annual renewal.

Terms of Use

The account may be opened by legal entities and entrepreneurs with registered office or place of business in the Czech Republic (residents). A minimum initial deposit is necessary to open the account.

When the account is opened, it is sufficient to submit:

legal entities - extract from the Commercial Register + Citizen's ID card,
natural persons (entrepreneurs) – trade licence, licence deed, or a request for allocation of Company ID No. (ICO) + Citizen's ID card.

We will open the current account and establish CSOB Electronic banking immediately. As a standard, we issue a payment card within 7 working days of lodging the application (within 3 working days for an express fee). The exact amount of permitted account overdraft depends on the assessment of your financial situation.

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