Products intended for citizens and companies for the appreciation of their available funds through investment funds on the domestic and foreign financial markets.

Benefits

Investments in shares funds give you the opportunity to attain higher appreciation of available funds than bank accounts and traditional time deposits offer.

Other merits include:

free consultation when selecting the suitable fund,
a simplified approach to investing,
possibility of one-time or regular investments in smaller amounts,
easy availability of invested funds,
tax savings - after six months of investment the benefits are tax-exempt (this applies to citizens under the current tax regulations),
keeping an investment account and sending statements free of charge.

Get Acquainted

Investment in shares funds is:

A helpful tool for attaining goals for creating financial reserves,
Assessed by a professional administrator according to regulations and limitations known beforehand,
Suitable for anyone who is thinking of a way to better increase the value of their money.

Shares funds allow you a way into:

more than 150 funds managed by the worldwide CSOB/KBC financial group,
association with a strong domestic bank with a perfect knowledge of teh Czech financial market,
investment in various regions, fields, and types of financial activities,
continuous information on your investments.

According to the investment plan, the amount of risk and yield and the recommended duration of the investment, the funds divided into:

protected funds - are suitable primarily for cautious investors. These funds ensure minimum returnability of the deposited amount upon maturity, and very interesting yields can be attained,
money market funds - invest in safe and short-term debentures or take advantage of time deposits of banks. These are the least risky and their yield is generally higher than the interest on time deposits,
debenture funds - invest primarily in medium-term debentures. Their value may fluctuate slightly in the short-term, the anticipated yield is however higher in the long-term than in the case of money market funds,
shares funds - invest finances primarily in stock shares and may thus attain very interesting appreciation. Fluctuations and falls in the prices of these funds however may also be considerable, which is why longer investment periods are recommended,
mixed funds - invest in stock shares, debentures, and money market instruments simultaneously. They also consist of profile funds, which are custom-made for the client´s investment profile.

Overview of CSOB Funds

Type of fund	Yield	Investment fluctuation(risk)	Recommended investment timeframe
Protected Funds	Medium	Medium	3 to 6 years
Money Market Funds	Low	Low	1 to 2 years
Debenture Funds	Medium	Medium	3 to 5 years
Share Funds	High	High	7 or more years
Mixed Funds	Medium to high	Medium to high	3 to 7 years

The value of the investment and the yield from it may fluctuate in time, and therefore the returnability of the original investment is not guaranteed. For secured funds, the payment of the investment made and the attained yield is only made upon maturity of the fund.

Terms of Use

We will conclude the necessary investment contract with you at any CSOB branch. Based on this contract you may make orders for purchases and sales.

Other conditions:

Minimum investment: 5000 CZK or its equivalent in a foreign currency,
Additional charges 0-3% depending on the type of fund and the volume of the invested amount.

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