Payment Terminal for Accepting Payment Cards

Payment terminals for accepting payment cards are for businesses (legal entities and private individuals - entrepreneurs) registered in the Czech Republic for cashless payments for goods and services.

Benefits

Increasing the number of transactions – available cash is not a limiting factor for clients any more,
Acquiring new clients,
Increasing the amount of transactions – on average a card payment is 35 % higher than the amount paid in cash,
Less cash operations – reduced cash handling, cost savings for cash operations,
Client convenience – meeting the requirements of clients for card payments,
Convenient way of payment also for foreign customers – foreign currencies accepted - EUR, USD and GBP (multicurrency),
Electronic statement (PDF format) on card transactions made by the clearing date,
Speed of clearing – credited to the bank account in CSOB/Poštovní spořitelna on the next banking day after a card transaction,
Flexible technical solution – payments can be transferred to two accounts of a merchant, a variable symbol can be entered and a connection with the cash desk provided.

Supplementary services

CashBack – cash withdrawal at the cash-desk using an electronic payment terminal,
Multicurrency – direct acceptance in foreign currencies (EUR, USD, GBP),
Card transactions from one payment terminal can be cleared to more than one bank account,
Differentiation between card transactions by entering the variable symbol,
Connection with selected cash-desk systems,
Tipping – suitable for restaurants,
Electronic text format statement with a fixed structure – suitable for data export to accounting systems for matching transactions.

Free of charge

Authorization of card transactions,
Sending electronic statements,
Clearing transactions to the merchant’s account,
Terminal use training,
Security and protection elements of payment cards training,
Materials for identifying points of sale,
Manuals for using payment terminals,
Supplementary services (for example CashBack, multicurrency, variable symbol etc.).

Get acquainted

An electronic payment terminal is used to accept electronic (including embossed), magnetic and chip payment cards of the following card associations:

VISA, VISA Electron, V-Pay,
MasterCard, MasterCard Electronic and Maestro,
Diners Club, Discover,
JCB,
American Express.

Merchant is not obliged to accept payment card of all card asociations. Actual rates of interchange fee are available on card asociation web sites (www.mastercard.com; www.visa.com ). Upon request there is possible to provide transaction commission also on the level of certain card products (Credit, Debit, Commercial).

Types of payment terminals

Stationary (immobile)
- Suitable for most shops,
- Available connections – telephone line, Internet, SIM card (mobile operator according to the merchant’s choice).
Mobile payment terminal
- Bluetooth:
  - Mobile with a fixed base,
  - Suitable for restaurants for example,
  - Available connections – telephone line, Internet.
- GPRS:
  - Suitable for poor availability of Internet or phone line,
  - Acceptance of payment cards in the field – such as exhibitions, goods distribution etc.,
  - Available connections – SIM card (mobile operator according to the merchant’s choice).

All our payment terminals have been certified and tested according to the specifications of the card associations.

Terms of use

Business (legal entity or private individual – entrepreneur) registered in the Czech Republic,
Excerpt from the Commercial Registry (not older than 3 months),
Current business account.

What to do if you are interested in a CSOB payment terminal.

Please, fill in the following form.
We will prepare a non binding offer for the acceptance of payment cards including any commission deducted from transactions. At the same time we will inform you of any costs for setting up the payment terminal.
If you agree to our offer, a sales representative will contact you about concluding the contractual documentation and consequent installation of the payment terminal.

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