This account is intended exclusively for the needs of cities, municipalities, and regional offices. It is a comprehensive offer of services with special prices and special interest rates for covering basic needs for payment and settlements. In addition to its versatility and focus on the specific needs of townships, communities, and regions, you will also appreciate the individual service that your company banker will provide you with.

Benefits

The fee for setting up the account is considerably lower than the fees for individual products and services when concluding individual contracts.

Among other merits are:

special interest brackets for current account balances,
immediate entry of specially priced electronic transactions,
constant access to money,
free payment card,
availability of Authorised Overdraft,
an overview of all movements on the account via e-mail or SMS messages,
special appraisal of available finances,
wide offer of additional services.

Get Acquainted

The standard offer includes:

a current account in CZK that will allow you:
- to handle payments via one time or permanent payment orders, for the payment of collections, and SIPO payments,
- standard sending of account statements once per month (or more frequently for a fee);
Time Deposit
a Visa Classic embossed international payment card, including basic insurance for unauthorised use, valid for two years,
special interest rate brackets for balances on current accounts – the current interest-rate is derived from the rate of the interbank market PRIBID.
Authorised Overdraft, with which you can overcome a temporary lack of finances. Interest is only paid when the limit is reached – current interest-rate.
CSOB Electronic Banking for managing your account over a personal computer, a mobile telephone, or telephone:
- CSOB Linka 24– manage your account over a telephone or mobile phone,
- CSOB Internetbanking 24– manage your account on any PC connected to the Internet with no need to install any application. Secure access to your account is insured by aged card or SMS Key;
- alternatively, CSOB BusinessBanking 24 - account management via any PC connected to the internet. The service consists of two applications – and Internet one (on-line mode) and a program installed on the client's PC (off-line mode), with annual renewal of the security certificate,
- CSOB Info 24 – free unlimited number of messages sent by e-mail on all movements on the account and payments made by payment card, 3 SMS messages on movements on the account and 5 SMS message on transactions made with a payment card.

Terms of Use

The account may be set up by authorised representatives of communities, cities, or regional offices. A minimum initial deposit is necessary to open the account.

When opening the account you will need to submit the following documents:

communities, cities, and regional offices – the original or verified copy of the minutes from the foundation meeting of the local authority, including the records on the elections for major, hejtman, and their representatives. The approved method of signing, and the stamps used, must also be approved.
community associations – original or verified copy of the abstract from the registry, the establishment contract, and the charter.

We will open your current account, time deposit, and CSOB Electronic Banking immediately. We generally issue payment cards within seven working days of your requesting one (or within three working days for an express fee). The exact amount of the Authorised Overdraft depends on the assessment of your financial situation.

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