This account is intended exclusively for housing cooperatives and associations of owners of residential units. It is a comprehensive tool for quick, accurate, and transparent administration of cash flow. It is advantageous for its versatility and focus on the specific needs of these entities.

Benefits

The fee for setting up the account is considerably lower than the fees for individual products and services paid when concluding individual contracts.

Among other merits are:

special interest rate bracket for current account balances,
immediate entry of specially priced electronic transactions,
payment card free of charge,
an overview of all movements on the account via e-mail or SMS messages,
consultation on assessing available funds,
free to set up additional current accounts or CSOB Cooperative Account,
better servicing for administration of apartment funds,
wide offer of additional services.

Get Acquainted

The standard offer includes:

a current account in CZK that will allow you:
- to handle payments via one time or permanent payment orders, for the payment of collections, and SIPO payments,
- standard sending of account statements once per month (or more frequently for a fee);
embossed Visa Classic or MasterCard Standard international payment card valid for 2 years,
above standard method for generating interest on balances by brackets – interest rates are derived from the rate of the interbank market PRIBID,
CSOB Electronic Banking for managing your account over a personal computer, a mobile telephone, or telephone:
- CSOB Linka 24– manage your account over a telephone or mobile phone,
- CSOB Internetbanking 24 – manage your account on any PC connected to the Internet with no need to install any application. Secure access to your account is insured by a chip card or SMS Key;
- alternatively, CSOB BusinessBanking 24 - account management via any PC connected to the internet. The service consists of two applications – and Internet one (on-line mode) and a program installed on the client's PC (off-line mode), with annual renewal of the security certificate.

Terms of Use

The account may be opened by members of the statutory bodies of housing cooperatives and associations of owners of residential units. A minimum initial deposit is necessary to open the account.

You need only submit the following documents to open the account:

housing cooperatives – an original or verified copy of the abstract from the commercial register + identification cards of persons authorised to act on behalf of the cooperative,
associations of owners of residential units – an original or verified copy of the abstract from the register of associations + identification cards of persons authorised to act on behalf of the association.

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